Comments on: VA Loan Appraisals – Everything you need to know and more

By: themightyquin

themightyquin — Wed, 10 Aug 2011 23:16:00 +0000

That is a civil issue. You can take them to court and fight it legally. Make sure the “property in question” is listed in the purchase and sale agreement. If it’s not listed, you probably won’t have much recourse.

By: themightyquin

themightyquin — Wed, 10 Aug 2011 23:11:52 +0000

Steve, I agree. It’s a bad system. You may have a shot at disputing your appraisal but that would need to be initiated with your bank.

By: themightyquin

themightyquin — Wed, 10 Aug 2011 22:48:46 +0000

I am not clear with your question. Who is making the request? The appraiser or lender?

By: themightyquin

themightyquin — Wed, 10 Aug 2011 22:46:00 +0000

Depends on the appraiser doing the inspection and the bank. Either one could make it an issue.

By: juanena

juanena — Mon, 25 Jul 2011 14:09:17 +0000

Is a 20 year old roof in excellent condition in south florida an issue for a VA inspection or does the roof need to be newer?

By: Evangeline Billingslea

Evangeline Billingslea — Thu, 21 Jul 2011 18:42:41 +0000

Can a VA loan fee appraisal not clear a closing for any reason such as needing to verify a business license from a home inspector who inspected a home that is under contract? The VA appraiser requested that the inspector ‘s state of GA business license be verified and what type of license she has before they clear closing is the a requirement of VA?

By: steve

steve — Wed, 27 Apr 2011 17:54:04 +0000

I have a VA appraisal that has 7 comps. 5 of the 7 are over 6 months old. 3 are over 10 months old. I have comps 1.25 away from my subject and the appraisers refuses to consider them. what recourse do i have. these VA appraisers are like GOD. they have all the power and there is no check or balance. it is a very bad system.

By: Ralph

Ralph — Sat, 19 Feb 2011 23:31:06 +0000

What can you do if after the VA appraisal is completed and the loan is closed, the sellers remove property that was included in the appraisal?

By: themightyquin

themightyquin — Thu, 27 Jan 2011 01:59:30 +0000

Hello Sid,

Thanks for the comment! Although the VA does regulate which appraisers do VA appraisals they don’t regulate the price. So, you will find VA appraisal costs vary greatly depending on location and level of work performed. In your case with a repair or home improvement the appraiser has to issue a completed appraisal (1st visit to your home) and a rider or addendum (2nd visit) noting that all the work was done and is satisfactory. In a nutshell, the appraiser IS trying to make extra money AND their doing MORE work.

By: Sid Klinksiek

Sid Klinksiek — Tue, 18 Jan 2011 16:29:40 +0000

A VA Apprasier was sent to do the apprasial. The home had an area in the garage where there was a hole in the ceiling drywall. The apprasier said he now has to come back to see that a patch was complete and told me it would cost $55.00 That the charge was a VA rule. Is this a VA rule or is this just an apprasier trying to make money