Buying A Home

Credit Requirements for VA Loan

by Toni

Even though the VA loan is more lenient than conventional mortgage programs, there are still credit requirements in order to be approved for a VA loan.   Most banks require a minimum 620 credit score and 12 months mortgage history with no lates. Types of imperfections on a credit report that may affect the VA loan [...]

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Federal Housing Tax Credit and YOUR VA Loan

by themightyquin

Everyday I get quite a few questions regarding the American Recovery and Reinvestment Act of 2009 and how it would apply to buying a home using VA financing. For those of you that don’t know, this act was initially passed as a “tax credit” to first time home buyers up to $8000 dollars. Many groups [...]

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Characteristics Of Predatory Lenders

by Toni

They say knowing is half the battle. Here at www. NoBSVALoans.com, we want to keep our readers as well as fellow veterans informed.  We believe that veterans need to know what’s out there and how they can protect themselves from abusive lenders.  And because we don’t want anyone to become a victim of predatory lending, [...]

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Help! I Lost My DD214

by Vikki P.

A quick and easy solution to replacing you DD214 form.

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VA Loan Limits

by Toni

When deciding to apply for a VA loan, there are several things to consider. Am I eligible to qualify for a VA loan? Have I done enough research in order to decide what may be the best and most beneficial VA loan program for my situation? Before starting the financing process, it’s always a good [...]

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VA Loans – An Overview

by mrcaish

This is a brief overview of what makes a VA loan special, and qualifications needed to obtain one.

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Rate Shopping For A VA Loan? Read This First!

by themightyquin

I realize that humans are conditioned to shop. Without shopping, it would be impossible to find those golden nuggets in life called “good deals.” Image by turtlemom4bacon via Flickr Shopping is satisfying our gut instinct by removing suspicion and doubt that a better deal exists. Therefore, when we shop, we are essentially selling ourselves. We [...]

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How to time your VA loan financing.

by themightyquin

Regardless if you already own a home or are looking to make a purchase, the timing of your VA loan is critical.  Let’s examine WHEN you need to go to your local bank and apply for financing. 60 days is a good rule of thumb. In today’s market, closing on a VA mortgage will take [...]

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How To Find The Right VA Lender

by Vikki P.

The mortgage crisis continues, more service men and veterans are facing problems like losing their homes and foreclosure.  However, despite these issues, mortgage rates are at record lows and the housing affordability hits its all time high.  It’s no secrete, this is the best time to use your VA loan or mortgage eligibility.  But before [...]

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Save Money and Time with a VA Home Loan from the VA Loan Store!

by Jlaw

Image via Wikipedia Servicemen and women have helped make this country what it is—and the veteran-founded VA Loan Store is honored to serve those who have served our country. Though the United States is in a recession, the economy can still offer immense opportunities for the increasing numbers of veterans, spouses of veterans and reservists [...]

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NO B.S. VA Loans is NOT affiliated with any government agencies, including the VA.