Getting Started / Qualifying

Loan Officer or Realtor: Who Do You Get First?

This sounds like a chicken or egg question but should you get a loan officer or a real estate agent first? Let’s break it down to help you decide: Realtor first! Believe it or not, real estate agents would want you to start with them. A realtor would help you get to the right track [...]

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The VA Loan Process

by themightyquin

Ever wondered about the VA Loan process? Watch this video and wonder no more!

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To Pay or Not to Pay? The VA Loan Funding Fee

by Vikki P.

For guaranteed loans, the law requires the borrower to pay the VA Loan Funding Fee. A veteran will be asked to pay this upfront during the final stage of the loan application process. Though VA home loans provide veterans a no-money-down benefit, a veteran is asked to pay the VA Funding Fee as a contribution [...]

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Understanding YOUR VA entitlement numbers

by Toni

Learn how to read your certificate of eligibility and understand what the numbers mean.

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4 VA Loan Myths Demystified

by Vikki P.

Researching is very crucial if you are currently considering a VA home loan. And while you’re at it, you can’t help but discover some funny information about getting this type of loan. Here are the truths behind the five of the most common VA loan myths: Myth No. 1: I have bankruptcy on my credit [...]

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Credit Requirements for VA Loan

by Toni

Even though the VA loan is more lenient than conventional mortgage programs, there are still credit requirements in order to be approved for a VA loan. Most banks require a minimum 620 credit score and 12 months mortgage history with no lates. Types of imperfections on a credit report that may affect the VA loan [...]

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Help! I Lost My DD214

by Vikki P.

A quick and easy solution to replacing you DD214 form.

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VA Loan Limits

by Toni

When deciding to apply for a VA loan, there are several things to consider. Am I eligible to qualify for a VA loan? Have I done enough research in order to decide what may be the best and most beneficial VA loan program for my situation? Before starting the financing process, it’s always a good [...]

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VA Loans – An Overview

by mrcaish

This is a brief overview of what makes a VA loan special, and qualifications needed to obtain one.

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Rate Shopping For A VA Loan? Read This First!

by themightyquin

I realize that humans are conditioned to shop. Without shopping, it would be impossible to find those golden nuggets in life called “good deals.” Image by turtlemom4bacon via Flickr Shopping is satisfying our gut instinct by removing suspicion and doubt that a better deal exists. Therefore, when we shop, we are essentially selling ourselves. We [...]

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