If your seeking a the VA mortgage in today’s economic climate I have learned one thing for certain. Expect the unexpected, always be prepared, and get ready to work overtime. That’s our credo. And frankly speaking… if you hear anyone tell you they never experienced any last minute surprises, you can rest assured they aren’t closing any loans.
In this transaction, here are just a few of the obstacles we had to deal with:
- The 3rd largest Government lender in the country collapsed just before funding.
- Our client was recovering from bankruptcy
- We had credit issues that needed to be repaired BEFORE closing
- Our 2nd and “back-up” lender turned down the loan AFTER our client was completely packed up and prepared to move.
- And, we had to drive over 800 miles to bring this story to you…
Best of all our client moved into a new home inside a gated community, has a 5.5% fixed rate loan, and to quote him directly, “feels truly blessed.”
My personal thanks to Sam for giving us the chance to fund his VA Mortgage Loan…
What you need to understand from this story -
A bankruptcy does not mean you won’t qualify for VA Financing. It simply means you may need to do a little credit repair before you buy. In this example that is exactly what we did. In most cases you will need a 620 (or better) credit score to qualify.
Don’t wait around to get the ball rolling.
Sky Blue Credit Repair: Our Top Choice among Credit Repair Companies
Sky Blue Credit Repair has our vote for the best credit repair program available. It is our opinion that they have taken the business to a whole new level. This is far more than just a dispute factory. Sky Blue focuses on making sure you are left with truly usable credit – credit that meets prospective lender guidelines so you can really benefit in a tangible way.
We especially appreciate the Sky Blue Credit Repair focus on personalized customer service. The one-on-one attention is part of a comprehensive approach that makes them so attractive. They include unlimited credit bureau disputes, debt validations, credit score consultation, guidance with building new credit, and even assist with rehabilitation of student loans if needed.
We also really like the fact that Sky Blue Credit Repair only charges a single low monthly fee without requiring any upgrades. One price covers everything needed to clean up and restore your credit. They also offer a great 50% discount for spouses if you sign up together.
Sky Blue Highlights:
- Credit repair services offered since 1989
- A focus on the highest ethical standards
- One-on-one customer service
- A unique approach designed to build truly usable credit
- $49 setup fee followed by $49 per month – half price for spouse
- All inclusive – No confusing program options or costly upgrades needed
Check them out at Sky Blue Credit Repair. We think you will be impressed too!
Take the next step and share this story with your fellow Veteran friends.
{ 0 comments }
